金融語體是比較正式的語體，它的正式性主要體現(xiàn)在金融術(shù)語的運用上，金融術(shù)語大致可分為兩種。整理了五篇金融英語口語日常用語，歡迎閱讀！
1.金融英語口語日常用語 篇一
S:You said on the phone yesterday that you had some questions about foreign exchange dealing.斯：昨天的電話里你說要問問有關(guān)外幣兌換交易方面的問題。
Z:Yes. With the growth of global trade, Chinese companies need foreign currencies for international transactions.張：是的。隨著全球貿(mào)易的不斷發(fā)展，中國的企業(yè)也需要用外匯來支付外商。
So, I'd like to learn more about this topic.我想多了解一些這方面的情況。
S:That's understandable since you are a foreign trade student.斯:當然了，因為你學的專業(yè)就是外貿(mào)。
Z:I understand that exchange rate is the value of one unit of a foreign currency expressed in another currency.張：我知道匯率是指一單位以另一國貨來表示的價格。
But how are foreign exchange rates determined?但是這些匯率是由什么決定的呢？
S:The price of one currency in terms of another is called the exchange rate.斯：一國貨幣另一國貨幣表示的價格稱為匯率。
2.金融英語口語日常用語 篇二
This rate fluctuates according to the dictates of supply and demand,within the limitations imposed by national and international monetary authorities.匯率隨供求關(guān)系而上下波動，在國際及內(nèi)國內(nèi)金融機構(gòu)所限定的范圍內(nèi)。
Z:Well, do central bank interventions and exchange controls affect rates of exchange?張：那么，中央銀行對外匯交易的干預及控制對匯率是否產(chǎn)生影響呢？
Z:Are these factors, which create a demand or lack of demand, for a particular currency easy to identify or isolate?張：對某一特定貨幣來說，影響其供求大小的因素是否很容易單獨挑選出來？
S:No. Very difficult. These factors always work together to affect the rates of exchange.斯：不，這是非常難的。這些因素總是混在一起對匯率產(chǎn)生影響的。
Z:Mr. Steward, what is spot rate?張：斯特沃德先生，什么叫即期匯率？
S:Currencies can be bought or sold in foreign exchange market either for immediate delivery or for delivery later.斯：在外匯交易市場上，貨幣的買進，賣出，既可以作既期交易，也可作期貨交易。
So spot rate is for immediate delivery and forward rate is for delivery later.所以即期匯率就是在即期交易時的匯率，而后者就是在期貨交易時的匯率。
Z:Does the forward market help?張：那么期貨交易市場有何好處？
S:Yes, the forward market is very useful for companies of foreign trade.張：那么期貨交易市場有何好處？
S: For example, if a company knows that it will need a particular foreign currency to pay a bill in a month's time,a forward deal enables it to protect itself.斯：例如，某公司知道將在一個月以后需要用某一種貨幣支付一份帳單，那么采用外匯期貨交易，公司就能避免某些風險。
3.金融英語口語日常用語 篇三
S:The rate of exchange of a particular foreign currency is changing all the time because of the factors I have just mentioned.斯：我前面提到過，有好幾種因素對匯率升降產(chǎn)生影響。因此，某一特定貨幣的匯率一直在波動著。
Future adverse movements in the exchange rate would have otherwise had the effect of making the foreign goods more expensive.若非如此，期貨匯率的升降就有可能使到時所購買的外國貨物價格上升。
Z:Oh, I see. Now, I have a clearer picture of foreign exchange. Thank you very much.張：噢，我懂了。現(xiàn)在我對外匯兌換交易有了較清楚的認識了。非常感謝您。
S:You are welcome any time.斯：別客氣，隨時歡迎你來。
Z:It is quite late. I'd better leave now. Thank you again, Mr. Steward. Good night.張：時間不早了。我得走了，再次感謝您，斯特沃德先生，晚安。
S:Good night.斯：晚安。
4.金融英語口語日常用語 篇四
R:How do you do? I work in the international trade and banking division.斯：您好！我在國際貿(mào)易與銀行業(yè)務部任職。
As you know, we're very much involved with many large American corporations dealing with international trade.我們參與許多美國大公司的國際貿(mào)易事務。
H:Yeah. That's why I come here this afternoon.斯：是啊，這正是我今天下午此行的目的。
R:What we're doing is actively and hopefully developing a relationship with large companies including their subsidiaries or branches to ensure that we can provide all services they need.斯：我們正在積極樂觀地與大公司以及它們的子公司或分支機構(gòu)建立業(yè)務聯(lián)系，以確保我們向他們提供各項服務。
H:Would you please be more specific?史：請您具體談談。
R:Sure. We handle all types of letters of credit, and also advise if they should be irrevocable,whether they should be confirmed, whether we would recommend them in certain circumstances.斯：可以，我們操作各類信用證，并且提供相應的咨詢-例如建議哪些應做不可撤銷信用證，哪些信用證應確認，有些時候，我還要推薦適當?shù)男庞米C。
And of course, we deal with documentary collections and so on.當然，我們也處理單據(jù)托收。
5.金融英語口語日常用語 篇五
R:So we bought currency for the customer and our customer could then work out his price in French francs instead of US dollars.斯：于是我們?yōu)檫@家法國客戶買進了美元，這樣他們就可以用法郎而不是美元來計算貨款了。
H:Fine. OK, I think we've covered everything now, haven't we?史：好，我想我倆已談得很詳盡了。
R:Yes, I think so. It was good of you to see me.斯：是啊！很高興您來與我們商洽。
H:My pleasure. Thank you for answering me so many questions.史：我也感到很愉快。謝謝您解答了我不少的疑問。
I'm sure we'll buy your service in the near future.我敢肯定，不久的將來，我們就要來“買”你們的服務項目了。
R:Thank you.斯：謝謝。
1.金融英語口語日常用語 篇一
S:You said on the phone yesterday that you had some questions about foreign exchange dealing.斯：昨天的電話里你說要問問有關(guān)外幣兌換交易方面的問題。
Z:Yes. With the growth of global trade, Chinese companies need foreign currencies for international transactions.張：是的。隨著全球貿(mào)易的不斷發(fā)展，中國的企業(yè)也需要用外匯來支付外商。
So, I'd like to learn more about this topic.我想多了解一些這方面的情況。
S:That's understandable since you are a foreign trade student.斯:當然了，因為你學的專業(yè)就是外貿(mào)。
Z:I understand that exchange rate is the value of one unit of a foreign currency expressed in another currency.張：我知道匯率是指一單位以另一國貨來表示的價格。
But how are foreign exchange rates determined?但是這些匯率是由什么決定的呢？
S:The price of one currency in terms of another is called the exchange rate.斯：一國貨幣另一國貨幣表示的價格稱為匯率。
2.金融英語口語日常用語 篇二
This rate fluctuates according to the dictates of supply and demand,within the limitations imposed by national and international monetary authorities.匯率隨供求關(guān)系而上下波動，在國際及內(nèi)國內(nèi)金融機構(gòu)所限定的范圍內(nèi)。
Z:Well, do central bank interventions and exchange controls affect rates of exchange?張：那么，中央銀行對外匯交易的干預及控制對匯率是否產(chǎn)生影響呢？
Z:Are these factors, which create a demand or lack of demand, for a particular currency easy to identify or isolate?張：對某一特定貨幣來說，影響其供求大小的因素是否很容易單獨挑選出來？
S:No. Very difficult. These factors always work together to affect the rates of exchange.斯：不，這是非常難的。這些因素總是混在一起對匯率產(chǎn)生影響的。
Z:Mr. Steward, what is spot rate?張：斯特沃德先生，什么叫即期匯率？
S:Currencies can be bought or sold in foreign exchange market either for immediate delivery or for delivery later.斯：在外匯交易市場上，貨幣的買進，賣出，既可以作既期交易，也可作期貨交易。
So spot rate is for immediate delivery and forward rate is for delivery later.所以即期匯率就是在即期交易時的匯率，而后者就是在期貨交易時的匯率。
Z:Does the forward market help?張：那么期貨交易市場有何好處？
S:Yes, the forward market is very useful for companies of foreign trade.張：那么期貨交易市場有何好處？
S: For example, if a company knows that it will need a particular foreign currency to pay a bill in a month's time,a forward deal enables it to protect itself.斯：例如，某公司知道將在一個月以后需要用某一種貨幣支付一份帳單，那么采用外匯期貨交易，公司就能避免某些風險。
3.金融英語口語日常用語 篇三
S:The rate of exchange of a particular foreign currency is changing all the time because of the factors I have just mentioned.斯：我前面提到過，有好幾種因素對匯率升降產(chǎn)生影響。因此，某一特定貨幣的匯率一直在波動著。
Future adverse movements in the exchange rate would have otherwise had the effect of making the foreign goods more expensive.若非如此，期貨匯率的升降就有可能使到時所購買的外國貨物價格上升。
Z:Oh, I see. Now, I have a clearer picture of foreign exchange. Thank you very much.張：噢，我懂了。現(xiàn)在我對外匯兌換交易有了較清楚的認識了。非常感謝您。
S:You are welcome any time.斯：別客氣，隨時歡迎你來。
Z:It is quite late. I'd better leave now. Thank you again, Mr. Steward. Good night.張：時間不早了。我得走了，再次感謝您，斯特沃德先生，晚安。
S:Good night.斯：晚安。
4.金融英語口語日常用語 篇四
R:How do you do? I work in the international trade and banking division.斯：您好！我在國際貿(mào)易與銀行業(yè)務部任職。
As you know, we're very much involved with many large American corporations dealing with international trade.我們參與許多美國大公司的國際貿(mào)易事務。
H:Yeah. That's why I come here this afternoon.斯：是啊，這正是我今天下午此行的目的。
R:What we're doing is actively and hopefully developing a relationship with large companies including their subsidiaries or branches to ensure that we can provide all services they need.斯：我們正在積極樂觀地與大公司以及它們的子公司或分支機構(gòu)建立業(yè)務聯(lián)系，以確保我們向他們提供各項服務。
H:Would you please be more specific?史：請您具體談談。
R:Sure. We handle all types of letters of credit, and also advise if they should be irrevocable,whether they should be confirmed, whether we would recommend them in certain circumstances.斯：可以，我們操作各類信用證，并且提供相應的咨詢-例如建議哪些應做不可撤銷信用證，哪些信用證應確認，有些時候，我還要推薦適當?shù)男庞米C。
And of course, we deal with documentary collections and so on.當然，我們也處理單據(jù)托收。
5.金融英語口語日常用語 篇五
R:So we bought currency for the customer and our customer could then work out his price in French francs instead of US dollars.斯：于是我們?yōu)檫@家法國客戶買進了美元，這樣他們就可以用法郎而不是美元來計算貨款了。
H:Fine. OK, I think we've covered everything now, haven't we?史：好，我想我倆已談得很詳盡了。
R:Yes, I think so. It was good of you to see me.斯：是啊！很高興您來與我們商洽。
H:My pleasure. Thank you for answering me so many questions.史：我也感到很愉快。謝謝您解答了我不少的疑問。
I'm sure we'll buy your service in the near future.我敢肯定，不久的將來，我們就要來“買”你們的服務項目了。
R:Thank you.斯：謝謝。