Now more and more people use credit card, credit card has become our the indispensable part in life. On the one hand, credit card can make our life more convenient, for instance in times of emergency providing for convenience. On the other hand, it can make us consume advancely , higher quality of life.Especially for our college students, it is more popular.
    However the credit card also has its disadvantage side, for example, many people use overruns but couldn't return. In addition, it also easily to encourage useless consumption.
    Personally, I think we need use credit card rationally. Don't use it as far as possible overdraws massively. What's more , wo must return back it , in order to avoid has the disadvantageous influence for us. Only the rational use, the credit card can the key time displays its key the function .
    現(xiàn)在越來越多的人使用信用卡，信用卡成了我們生活中不可缺少的一部分。一方面，信用卡使我們的生活更加方便，比如在緊急時刻提供供方便。另一方面， 它能使我們提前消費，更高質(zhì)量的生活，尤其對我們大學(xué)生而言，它更為流行。但信用卡也有其不利的一面，比如，很多人使用的超支了卻還不起。除此之外，它也 容易鼓勵一些無用的消費。
    我個人認(rèn)為，我們需要理性的使用信用卡。盡量不去大量透支的使用，要進行合理的消費，而且要及時的還清，以免給我們的信譽造成不利的影響。只有理性的使用，信用卡才能關(guān)鍵的時刻發(fā)揮它關(guān)鍵的作用。