Opening a Personal Checking Account
開立個(gè)人支票帳戶
Situation 19
情景 19
John Smith is opening a personal checking account at the National City Bank .
約翰·史密斯正在國家城市銀行開立個(gè)人支票帳戶。
Clerk:May I help you ,sir?
職員：我能為您做什么，先生？
Smith :Yes,please .I'd like to open a personal checking account .
史密斯：謝謝！我想開立一個(gè)個(gè)人支票帳戶。
C;Yes,sir .Do you want a regular or a special checking account ?
職員：好的，先生。您想開立普通的還是特殊的支票帳戶？
S:I'm not sure what the difference is .
史密斯：我不太清楚它們有什么區(qū)別。
C:Special accounts are more economical if you think you'll write fewer than 15 checks each month .
職員：如果您認(rèn)為您每月開支票少于15張，那么特殊帳戶更為經(jīng)濟(jì)。
S:I probably won't write many ,just a few checks each month for shopping and paying some bills.
史密斯：我可能不會開那么多張支票，一個(gè)月只需幾張支票買東西和支付一些帳單就可以了。
C:I think the special account will be best ,then .
職員：我想那您是使用特殊支票，
There's no minimum balance required and the service charge is only 20 cents for each check you write .
它沒有最小存款余額的限制，而且您開出的每張支票只收取20美分手續(xù)費(fèi)。
S:Yes,I think that's what I need.Can I open the account with this check ?It's my payroll check from my company .
史密斯：好的，我看這正是我所需要的。我可以開這種支票賬戶嗎？這是我所在公司的工資支票。
C:Yes,of course .We'll take your payroll check for $237.00 as your initial deposit .
職員：當(dāng)然可以，我們將把您的工資237美元作為您的第一筆存款。
Will you please fill out this signature card with your name,address,and occupation ?
請您在這張簽名卡片上填寫您的姓名、住址和職業(yè)。
I'll get a receipt and a checkbook for you while you're completing these forms.
您填寫這張卡片時(shí)，我來為您準(zhǔn)備收據(jù)和支票。
S:Can I get my name printed on the checks?
史密斯：可以把我的姓名印在支票上嗎？
C;Yes,of course .We offer free personalized checks to all our customers .
職員：當(dāng)然可以，我們對這里所有顧客免費(fèi)提供個(gè)人支票。
If you would like your address printed on your checks,too,we can do that for a nominal charge .
如果您愿意把您的住址也印在支票上，我們可以照辦，為此需收取少許費(fèi)用。
S:I think I'll just take the free ones.I can always write my address on the checks myself .
史密斯：看來我還選擇免費(fèi)支票，自己把住址寫在支票上吧。
開立個(gè)人支票帳戶
Situation 19
情景 19
John Smith is opening a personal checking account at the National City Bank .
約翰·史密斯正在國家城市銀行開立個(gè)人支票帳戶。
Clerk:May I help you ,sir?
職員：我能為您做什么，先生？
Smith :Yes,please .I'd like to open a personal checking account .
史密斯：謝謝！我想開立一個(gè)個(gè)人支票帳戶。
C;Yes,sir .Do you want a regular or a special checking account ?
職員：好的，先生。您想開立普通的還是特殊的支票帳戶？
S:I'm not sure what the difference is .
史密斯：我不太清楚它們有什么區(qū)別。
C:Special accounts are more economical if you think you'll write fewer than 15 checks each month .
職員：如果您認(rèn)為您每月開支票少于15張，那么特殊帳戶更為經(jīng)濟(jì)。
S:I probably won't write many ,just a few checks each month for shopping and paying some bills.
史密斯：我可能不會開那么多張支票，一個(gè)月只需幾張支票買東西和支付一些帳單就可以了。
C:I think the special account will be best ,then .
職員：我想那您是使用特殊支票，
There's no minimum balance required and the service charge is only 20 cents for each check you write .
它沒有最小存款余額的限制，而且您開出的每張支票只收取20美分手續(xù)費(fèi)。
S:Yes,I think that's what I need.Can I open the account with this check ?It's my payroll check from my company .
史密斯：好的，我看這正是我所需要的。我可以開這種支票賬戶嗎？這是我所在公司的工資支票。
C:Yes,of course .We'll take your payroll check for $237.00 as your initial deposit .
職員：當(dāng)然可以，我們將把您的工資237美元作為您的第一筆存款。
Will you please fill out this signature card with your name,address,and occupation ?
請您在這張簽名卡片上填寫您的姓名、住址和職業(yè)。
I'll get a receipt and a checkbook for you while you're completing these forms.
您填寫這張卡片時(shí)，我來為您準(zhǔn)備收據(jù)和支票。
S:Can I get my name printed on the checks?
史密斯：可以把我的姓名印在支票上嗎？
C;Yes,of course .We offer free personalized checks to all our customers .
職員：當(dāng)然可以，我們對這里所有顧客免費(fèi)提供個(gè)人支票。
If you would like your address printed on your checks,too,we can do that for a nominal charge .
如果您愿意把您的住址也印在支票上，我們可以照辦，為此需收取少許費(fèi)用。
S:I think I'll just take the free ones.I can always write my address on the checks myself .
史密斯：看來我還選擇免費(fèi)支票，自己把住址寫在支票上吧。