Save Money or Borrow Money? 　　Mentioning money, some people like to deposit it in the bank, while others like to consume it in advance. Money saved by people is mainly for: buying a house; in case of emergencies or diseases, car accidents, unemployment, earthquakes, and things like that; in case of college expenses of their children; for retirement, and so on. People believe that saving money is essential to lead a comfortable life. Having money in the baiik allows people to pay for vacations or expensive purchases like furniture or doctor bills m cash* 　　With the world entering a consuming era, many people, especially young white-collars and college students, choose to borrow money. In other words, they spend money in advance _ use credit cards and pay back the loan and interest on tbe next payday. They argue that: first, they could enjoy the convenience of credit cards and purchase expensive goods by mstal^uents. Second, many banks make some preferential policies on credit cards, like sending a. gift or lowering year cost* which is a big attraction, 　　On my personal level, I approve of saving money — in case of emergency, you do not need to turn to others for help, at least. And Vm opposed to the abuse of credit cards among college students. Since in most cases, parents arc their sole ftnandal sources.
    省錢還是借錢？ 提到錢，有些人喜歡在銀行存款，而另一些人則喜歡提前消費。人們所存的錢主要是：買房子；在緊急情況或疾病，汽車事故，失業(yè)，地震，和類似的事情，在大學費用的孩子；為退休等。人們相信省錢是一種生活舒適的生活。有錢的baiik允許人們支付休假或昂貴的購買家具或醫(yī)生的賬單現(xiàn)金* 隨著世界進入一個消費時代，很多人，特別是年輕白領(lǐng)和大學生，選擇借錢。換句話說，他們花的錢提前_使用信用卡償還貸款和利息的下一個發(fā)薪日。他們認為：第一，他們可享受信用卡的便利性和心理^會購買昂貴的商品。其次，許多銀行在信用卡上做了一些優(yōu)惠政策，比如發(fā)送一個禮物或者降低一年的成本*這是一個很大的吸引力， 在我個人的水平上，我贊成在緊急情況下，在緊急情況下，你不需要求助于別人的幫助，至少。與大學生中的信用卡的濫用相反。因為在大多數(shù)情況下，父母是他們的弧源。