[00:03.10]Katherine made a balance transfer from her old credit card to her new one. 凱瑟琳申辦新卡代償舊卡。
    [00:21.74]What happens if I want to cancel my card 如果我想停卡該怎么辦？
    [00:35.74]What do I need in order to apply for a cash card 申辦現(xiàn)金卡我需要準備些什么？
    [00:51.19]Without collateral, Mr. Thomas wasn't able to get a loan. 由于沒擔保品，托馬斯先生的貸款辦不下來。
    [01:08.47]I need to report a stolen credit card. 我要報信用卡失竊。
    [01:21.32]Beware of outrageous credit limits, which may lead to uncontrollable spending. 要小心信用額度別訂得太高，這可能會導致花費無度。
    [01:42.13]Bob's poor repayment history has really hurt his credit rating. 巴柏不良的還款記錄對他的信用評等造成很大的傷害。
    [02:00.20]You can use this debit card almost anywhere in the world. 這張簽帳卡你幾乎全世界任何地方都可使用。
    [02:16.40]Before you consider debt consolidation, closely examine the proposal. 在考慮負債整合之前，要仔細檢視其還款方案。
    [02:36.56]The company is in default on its loan agreement. 該公司違反其貸款合約。