原文6
     When the seller gets the accepted draft, he can either hold it to maturity or discount it with the negotiating bank. What does “discount” mean? The seller receives it face value less a deduction for certain days’ interest plus the bank’s commission, and thus gives this bank titles to the goods. The interest is calculated at certain rate for the time between the date of purchasing and the date of maturity of the draft. Discount rates are based on the current conditions of the local money market. But the negotiating bank charges no interest for sight draft. The negotiating bank may readily sell the discounted draft in the bill market. He can also hold it to maturity for getting the reimbursement from the opening bank.
    參考譯文
     賣方收到業(yè)已承兌的匯票之后，可將其保留至到期，也可向議付行貼現(xiàn)?！百N現(xiàn)”是什么意思？賣方領(lǐng)取了扣除若干天的利息和銀行手續(xù)費之后的匯票金額，就把貨物所有權(quán)交給了銀行，這就是貼現(xiàn)。利息是按照一定的利率以及從銀行購買匯票日至匯票到期日之間的天數(shù)計算的，貼現(xiàn)率由當?shù)亟鹑谑袌龅默F(xiàn)形狀況決定。對即期匯票議付行不收利息。議付行可以隨時在匯兌市場上出售已經(jīng)貼現(xiàn)過的匯票，也可以將其保留至到期日，以便向開證行索償。