Do You Put Your Paycheck in the Bank?
    Many people have two accounts in a bank: a savings account and a checking account. When people deposit money in a savings account, it earns interest. They can withdraw their savings any time, unless it is a special notice account. A special notice account earns higher interest, but you must give the bank 90 days notice before withdrawing money from it.
    People use checking accounts for convenience. They deposit some money and write checks when they want to pay bills. This way they do not have to send cash through the mail. They do not have to carry a lot of cash with them, for they can write a check instead. At the end of the month, the bank returns the checks that they have written and have been cashed. The bank also sends a statement of all the checks used. That way people have a record of how much money they have spent that month.
    Do you put your paycheck in the Bank?
    許多人在銀行有兩個賬戶：一個使儲蓄賬戶，另一個是支票賬戶。把錢存到儲蓄賬戶上，可以得到利息，可以隨時支取，特別通知存款賬戶除外。而特別通知存款賬戶利息較高，但必須在取款之前九十天通知銀行。
    支票賬戶使用方便，存入一些錢，就可以開支票付賬單。這樣就不需要通過郵局支付現(xiàn)金，也不需要隨身攜帶大量現(xiàn)金，而是開支票付款。每到月底，銀行會寄回你開出的支票和兌現(xiàn)的支票，以及所有用過的支票兌賬單。這樣，你就會得到該月花銷的明細(xì)賬。
    你在銀行有支票賬戶嗎？