Will insurance cover me?
    對話 　　Max: I'm off to the Alps next week to do some serious climbing.
    Nick: That would be too dangerous for me. Have you got insurance?
    Max: No, I hadn't thought about it.
    Nick: Well I think you should. What if the airline loses your baggage or
    someone steals your passport and money? Or what if you have an
    accident and need medical attention?
    Max: Will insurance cover me for things like that?
    Nick: Of course, that's what it's for. You can check on the internet to see what travel insurance policies the different companies offer.
    麥克斯：我下星期會去阿爾卑斯山，攀懸崖，登峭壁。
    尼克：這對我來說是太危險了。你有保險嗎？
    麥克斯：沒有，我沒有想過這回事。
    尼克：我認為你應該投保。萬一航空公司遺失了你的行李、護照或是金錢被人偷了，那怎么辦？又萬一你遇上意外事故，需要醫(yī)療
    照顧，那怎么辦？ 　　麥克斯：這些事情，保險會給我保障嗎？
    尼克：當然會，這正是保險的目的。你可以上互聯(lián)網(wǎng)看看不同保險公司提供的旅游保險契約。
    Will insurance cover me? 一句中的cover，是保險界術語，有‘保障’的意思?！疄槟橙吮ｋU’，可以說to cover somebody；保險針對的事故，則可用for或against帶出，例如：This auto insurance covers you against/for theft of your car（這種汽車保險，保障汽車被偷竊的風險）。汽車保險美式英語叫auto (=automobile) insurance，英式則叫motor insurance或car insurance。Cover也可作名詞，例如：Have you got third party cover/insurance for your passengers?（你有為乘客買第三責任險嗎？）
    留意What if the airline loses your baggage?這說法。要提出建議，或表示擔心某事會發(fā)生，都可用What if二字起句，例如：(1) What if we buy him a bicycle for his birthday?（買輛腳踏車當作他的生日禮物怎么樣？）(2) What if he did not keep his promise to help?（假如他不依約幫忙，怎么辦？）
    What if...?句子最特別的地方，是沒有主要子句(main clause)。一般if子句，必須接一主要子句，例如：If it rains, the picnic will be canceled（假如下雨，野餐就會取消）。What if...?子句卻習慣獨立成句。此外，What if句子說未來的事，用現(xiàn)在或過去式動詞都可以，例如：What if it rains/rained tomorrow?（假如明天下雨，那怎么辦？）過去式動詞用于提議，可使語氣較為婉轉；用來說或會發(fā)生的事，則有‘發(fā)生的機會不大’含義。