銀行場景：
    1. 申請表application form**
    2. 申請人applicant**
    3. 填表格fill in the form*
    4. 拓展記憶：申請一個職位apply for a position*
    5. 最好是在有名的銀行中開帳戶：it's best to open an account
    6. 銀行會問你開賬戶的金額為多少：
    And how much would you like to open your account with?
    7. 每個銀行的開賬戶時的最小額度minimum sum不同
    8. 要咨詢一下匯率exchange rate**和利率interest rate**
    9. 英國的幾個比較有名的銀行有Barclays 和 Lloyds。
    10. 然而，得清楚很重要一點是留學(xué)生不能享受到提供給當(dāng)?shù)貙W(xué)生的設(shè)施。
    However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.
    11. 銀行有不同的政策，他們提供給你的服務(wù)是取決于你的個人情況，同樣也取決于銀行經(jīng)理的自行處理。
    Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.
    12. 注意：documentation指的是文件總稱。
    13. 作為一個留學(xué)生，你需要提供證據(jù)證明自己能夠支付費用，直到課程結(jié)束
    as an international student,you will need to provide evidence** that you can fund/support yourself for however long your course lasts.
    (拓展記憶：存款為funding)
     
     
    14. 除此之外，大多銀行要求你帶上你的護照和你的錄取通知書
    In addition to this, most banks ask you to bring your passport** and your letter or certificate of enrolment *.，
    或者帶著學(xué)校注冊信 letter of registration *
    15. 其它證件：
    護照大小照片 passport size photo**
    駕照 driver's licence**
    出生證明 birth certificate*
    信用卡 credit card**
    借記卡 debit card
    (拓展記憶：憑卡辦理存取款和消費結(jié)算，不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.)
    雇主推薦 reference from your employer**
    賬單 bank statements**
    16. 銀行會問你想多久收到一次賬單?
    How often would you like to receive statements?
    有些人喜歡一周一次Some people like them weekly.
    有些人喜歡一個月一次 once a month
    拓展記憶：兩周一次once a fortnight
     
    17. 有些銀行會問一些信息來驗證你的身份，為了安全的原因。
    Now we usually ask for a piece of information which we can use to check your identity*, for security** reasons.
    最好提供父母的名字，這不太會被知道
    It's less likely to be known.
     
     
     
    18. 還會問：
    職業(yè) occupation/profession**
    出生日期 date of birth**
    全名 full name**
    名 first name 、given name**
    中間名字 middle name
    姓 surname/family name/last name**
    過去地址 previous address*
    目前地址 present/current address*
    在目前地址居住時間 time at current address
    19. 每個人還應(yīng)該帶著填有名字和地址的宣傳單
    You should each have a handout *with the names and addresses...
    20. 在開帳戶時，銀行會給你一本支票簿，你可以用它在需要時取錢。
    When you open the account, the bank will give you a chequebook /checkbook**
    and you can use this to draw /withdraw**money out as you need it.
    如果你要在商店里用支票，你會同時需要一張支票保付卡
    If you need to write cheques** in shops, you'll also need a cheque card* .
    拓展記憶：旅行支票 traveler's cheque*
    這是一種認(rèn)證卡(身份證),保證簽出的支票能符合銀行支票保付卡所對應(yīng)能支付的額度
    This is really an identity card**which guarantees that correctly written cheques up to the value stated on the card will be honoured by the bank.
    如果你想提取現(xiàn)金你可以讓支票以你的名義支付或者兌現(xiàn)。
    If you want to draw out cash for yourself you can make the cheque payable in your own name or 'to cash'**.(兌現(xiàn)支票cash the cheque)
    (拓展記憶：payable at sight見票即付§payable on demand隨到隨付)
    21. 你可以用提款卡從取款機中提取現(xiàn)金
    You can also withdraw cash from a cash point machine**with a cashcard*.
    (提款機又叫做ATM=Automatic Teller Machine)
    22. 你也許想取出超過你銀行額度的錢，這叫做透支。
    You may want to take more money out ot the bank than you have in it.This is called having an overdraft**.
    要當(dāng)心，除非有銀行允許，否則不能這么做。
    Be very careful with this--you should not do this without permission** from your bank.
    透支經(jīng)常導(dǎo)致額外費用，雖然有些銀行提供給某些學(xué)生免利息透支
    Overdrafts usually incur charges,though some banks offer interest-free**overdrafts to some students.
    23. 對于銀行轉(zhuǎn)賬bank transfer** ，
    如果相互連接的銀行可以直接轉(zhuǎn)賬
    If we have links with them, we can do a direct transfer.
    24. 對于開放時間opening times：
    倫敦和其他主要城市中大一點的分行在周六開放時間有限制。
    Some of the bigger branches*in London and other major cities are now open for a limited time on Saturdays.
    25. 還可以申請其他銀行業(yè)務(wù)bank service：
    貸款loan**
    保險insurance**
    低風(fēng)險投資 low-risk investment**
    股票和基金 stocks and shares*
    (拓展記憶：儲蓄金 nest egg)
    26. 至今為止，最有用的帳戶是活期賬戶
    by far the most useful type of account to open is a current account**
     
    27. 你真正能拿到的帳戶是學(xué)生帳戶，其實它就是一個有特殊優(yōu)惠的活期賬戶
    you will actually get what is called a 'student account'**which is a current account with special concessions for students.
    可能免手續(xù)費service charge*
    28. 如果你出了經(jīng)濟問題financial affairs，有了負(fù)債be in debt，如果你的信用卡被拒絕your credit card is declined，賬戶被凍結(jié)account is frozen
    學(xué)?？赡芴峁┠阒鷮W(xué)金grants**，或者幫助你得到低息貸款low-interest loan**
    29. 其他重要的帳戶為：
    儲蓄存款帳戶savings account*,
    定期帳戶deposit account*
    聯(lián)名賬戶 joint account*
    (聯(lián)名賬戶持有者joint account holder*)